ICSE Class 10

ICSE Class 10 Insurance — Mock Test (2027)

Free online mock test for Insurance (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.

What to expect: This mock test covers key concepts from the Insurance chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.

Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.

Sample questions

  1. 1.Which type of general insurance covers losses arising from unexpected flames damaging property?
    • A.Marine insurance
    • B.Fire insurance
    • C.Life insurance
    • D.Fidelity insurance
  2. 2.Identify the principle of insurance based on the given information: 1. Both parties must disclose all material facts honestly. 2. Concealment or misrepresentation leads to the contract being void.
    • A.Utmost good faith
    • B.Contribution
    • C.Insurable interest
    • D.Subrogation
  3. 3.Identify the principle of insurance based on the given information : 1. The insurer agrees to restore the insured to their financial position before the loss occurred. 2. The insured cannot claim more than the actual loss suffered.
    • A.Indemnity
    • B.Contribution
    • C.Subrogation
    • D.Mitigation of loss
  4. 4.Identify the principle of insurance based on the given information: 1. An event leads to a covered loss, but the policyholder neglects to stop further damage. 2. The insurer may partially or wholly refuse the extra expense arising from preventable harm.
    • A.Mitigation of Loss
    • B.Contribution
    • C.Causa Proxima
    • D.Insurable Interest
  5. 5.What does the principle of ‘Utmost Good Faith’ in insurance require?
    • A.Only the insurer must disclose all relevant facts.
    • B.Both parties must truthfully disclose all relevant facts.
    • C.The insured can withhold information to lower premiums.
    • D.The insurer can deny claims without justification.

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