ICSE Class 10

ICSE Class 10 Insurance — Mock Test (2027)

Free online mock test for Insurance (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.

What to expect: This mock test covers key concepts from the Insurance chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.

Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.

Sample questions

  1. 1.Changes in fashion is an example of ______ risk.
    • A.Calculated
    • B.Insurable
    • C.Non-insurable
    • D.Inevitable
  2. 2.Identify the principle of insurance based on the given information : 1. The insurer takes on the insured's rights after paying the claim. 2. This helps the insurer recover the loss amount from a third party responsible for the damage.
    • A.Subrogation
    • B.Contribution
    • C.Insurable interest
    • D.Indemnity
  3. 3.Assertion (A): Insurance is a social device to reduce uncertainty by spreading risk. Reason (R): Insurance covers speculative gains to increase policyholder profits. (a) Both A and R are true, and R is the correct explanation of A (b) Both A and R are true, but R is not the correct explanation of A (c) A is true, but R is false (d) A is false, but R is true
    • A.Both A and R are true, and R is the correct explanation of A
    • B.Both A and R are true, but R is not the correct explanation of A
    • C.A is true, but R is false
    • D.A is false, but R is true
  4. 4.The accounting treatment for Revenue expenditure like rent paid, insurance etc. is :
    • A.Income in Trading and Profit and Loss account
    • B.Expense in Trading and Profit and Loss account
    • C.Asset in the Balance sheet
    • D.Liability in the Balance sheet
  5. 5.Identify the principle of insurance based on the given information : 1. The insurer compensates the insured only if the loss occurs due to a covered peril. 2. The insurer is not liable for losses caused by unrelated factors.
    • A.Causa proxima
    • B.Indemnity
    • C.Subrogation
    • D.Contribution

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