ICSE Class 10

ICSE Class 10 Banking and E-Banking — Mock Test (2027)

Free online mock test for Banking and E-Banking (ICSE Class 10 Commercial Applications) — 10 competency-based questions based on the latest CISCE 2027 syllabus, with instant marking. Try the samples below, then take the full test free.

What to expect: This mock test covers key concepts from the Banking and E-Banking chapter — including application-based and competency-focused questions aligned with how ICSE actually sets the paper.

Tip: Attempt without notes first to identify gaps, then review explanations for any wrong answers. Retake after a few days for best retention.

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Sample questions

  1. 1.A credit card transaction does not require repayment.
    • a.True
    • b.False
  2. 2.Which of the following services offered by ATMs does NOT align with the core purpose of Automated Teller Machines?
    • a.Cash withdrawals and deposits
    • b.Online shopping payments
    • c.Mini statement generation
    • d.Balance inquiries and fund transfers
  3. 3.Which of the following statements correctly describes cyber fraud prevention? I. Always verify website URLs before entering sensitive information. II. Sharing OTPs with trusted friends is safe. III. Using two-factor authentication enhances account security. IV. Clicking on links in unknown emails is safe.
    • a.I and III are true
    • b.II and IV are true
    • c.I and IV are true
    • d.III and IV are true
  4. 4.Which of the following is true about Unified Payments Interface (UPI)? I. UPI transactions are processed instantly. II. UPI transactions can be done 24/7, including holidays. III. UPI requires users to remember long bank account details. IV. UPI cannot be used for bill payments.
    • a.I and II are true
    • b.III and IV are true
    • c.I and IV are true
    • d.II and III are true
  5. 5.If a customer opens a Recurring Deposit Account, which of the following conditions will be true? I. The customer must deposit a fixed amount every month. II. The customer can withdraw money at any time without restrictions. III. The deposit earns interest over time. IV. The customer cannot deposit varying amounts each month.
    • A.I and II are true
    • B.II and III are true
    • C.I and III are true
    • D.III and IV are true

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